In business, things can change in an instant – one day you need to handle daily costs, the next you see a new opportunity to grow.

When timing is everything, speed and flexibility matter most.

Smsraha.ee makes it simple: get your first business loan up to 5,000 € or 6 months with 0% interest!

Try it out and experience how easy it is to get the financial boost your business needs.

No hidden fees, no paperwork – just an answer in 1 hour!

On August 20, as we celebrate Estonia’s Day of Restoration of Independence, our office will be closed.

We wish you a joyful holiday and wonderful moments with your loved ones!

Smsraha.ee

Dear Customers,

From August 25, 2025, our service process will change — in-person service at our representative office at 4 Kreutzwaldi St., Tallinn will no longer be available.

You will still be able to contact us by phone, email, or via online chat.

Please remember that you can submit your loan application online anytime (24/7).

We are happy to answer your questions Monday to Friday from 8:00 to 20:00:

Private customers: 663 0110 | info@placet.ee

Business customers: 663 0112 | ari@placet.ee

We apologise for any inconvenience and thank you for your understanding.

Sincerely,
Smsraha

Dear customers,

Our Tallinn office at Kreutzwaldi 4 will be closed on June 23 and 24 due to the Midsummer holidays (Jaanipäev).

You can still submit applications and inquiries online – our digital services remain available throughout the holidays.

We will reopen the office on June 25 during regular hours.

Wishing you a joyful and peaceful Midsummer! 

Smsraha.ee

Your luckiest summer is about to begin!

Step 1: Think about how you would spend €1000 this summer!

Step 2: Send an SMS with the text “1000 for summer” to 1520!

SMS cost: €1.95

Step 3: Wait for the draw!

The winner will be announced on June 20 during the ZapuskY Morning Show on SKY RADIO!

The campaign is supported by the stylish and convenient Smsraha.

Now you can get a business loan with a fixed annual interest rate of just 15% for the entire summer period.

Regardless of market fluctuations or changes in Euribor, your rate will remain stable and predictable.

Additional benefits:

Loan amount up to €50,000

Decision in just 1 hour

No complicated bureaucracy

Suitable for both new and existing businesses

Applying is easy — and confidence in the future is priceless.

Don't miss your chance — make the most of summer for your business!
Apply for your business loan today.

On May 28, 2025, Placet Group celebrates its 18th anniversary.

This is a significant milestone: on this very day in 2007, the first loan was issued.

We would like to thank everyone who made this journey possible — our clients, employees, partners, and friends.

Now that we've come of age, we're ready to take even bigger steps!

Happy birthday to us!

Smsraha

Tuleta meelde, kui palju ta Sulle tähendab — helista, kallista, ütle häid sõnu.

Ilusat saabuvat emadepäeva!

Smsraha

Kevad on käes!

01.05.2025 meie esindus aadressil FR. R. Kreutzwaldi 4, Tallinn on suletud.

Smsraha

Head kliendid!

Anname teada, et Lihavõttepühade puhul on meie esindus reedel, 18. aprillil 2025 suletud.

Kauneid pühi ja päikselist kevadet soovides,

Smsraha

Armsad naised,

Soovime teile ilusat ja rõõmsat rahvusvahelist naistepäeva!

Olgu teie päev täis naeratusi, soojust ja armastust.

Täname teid inspiratsiooni eest, mis muudab maailma kaunimaks.

Parimate soovidega,

Smsraha.ee

Soovime kõigile kaunist Eesti Vabariigi aastapäeva, uhkust südames ja rõõmu igas hetkes!

Elagu Eesti!

NB! 24.02 on esindus suletud