Advantages of Smsraha loans

• Now manage your loans with Revolut,
  N26, or Paysera!

  Having an account with Revolut, N26, or Paysera allows you to easily obtain desired loan amounts or repay credits using these platforms. Simple and easy!
• Choose a credit card
  with terms that suit you best!

  Get extra money for shopping in stores, online, and pay contactlessly.
• White credit card – earn cashback on every purchase!

  With the White credit card, you earn cashback on every purchase — up to €240 per year!
• Black credit card – enjoy up to 45 days interest-free!

  The Black credit card gives you up to 45 days of interest-free shopping every month.
• Get exclusive discounts with our credit card!

  Our credit card holders enjoy exclusive partner discounts. Want to save more? Discover our partner offers today.
• Line of credit – no contract fee

  Fast and easy access to up to 10000 €. One simple application. Interest applies only to the amount you use.
• Business loan – up to 50 000 €

  Flexible, no-hassle financing – perfect for starting or growing your business.
• Consolidate loans – pay less every month

  Trust our experience, we will make your loan payments more convenient and cheaper by refinancing your loans. Refinance loans up to €15,000 and simplify your finances – one payment, one monthly bill, lower costs.
• Consumer loan up to 10000 €

  Apply for a consumer loan from 500 to 10000 € with a term from 1 month to 5 years.
• Flexible
  repayment period!

  Need a loan for 37 days or maybe 33 months? No problem – you choose the repayment period.
• Quick loan up to 1000 €

  The Smsraha.ee quick loan lives up to its name – get up to 1000 € in just minutes! Choose a loan term from 30 days to 3 years.
• Need money fast?

  We're here 24/7 – even on weekends. Log in to our self-service portal, apply for a loan, and get a response within 1 minute!
• Travel, take care of your health,
  buy a car

  Smsraha offers consumer loans on favorable terms. If your application is approved, the money will be in your account the same working day.
• Loan secured by real estate

  A mortgage loan is a great alternative to bank credit – up to 300 000 €. Apply easily on our website – we’ll get back to you today.
• The easy and convenient Placet mobile app

  Download the Placet app and manage your finances anytime, anywhere — 24/7