All-inclusive Placet credit cards Add Google Pay, Apple Pay, Samsung Pay, and Garmin Pay
Go on vacation right away! Line of credit for 2 months at 0%
First payment
23 september 2025
Interest-free limit up to 45 days Apply now and get your credit card today
Do you have an account with Revolut, Paysera, or N26? Get a loan and pay it back using these accounts
Line of credit without contract fee Limit up to 10 000 €. Withdrawals available 24/7

Pay with a credit card both in-store and online!

Our credit card gives you the freedom to do more. Enjoy a personal limit of up to 10 000 euros that you can use freely — both in stores and online. You can even withdraw cash from ATMs using your card.

The Black Card offers up to 45 interest-free days each month, while the White Card gives you 2% cashback on all purchases. Which one fits your needs?

Explore your options below and choose the best card for you!

Choose your perfect credit card!
Black card

black card

Interest-free period
up to 45 days
  • Credit limit up to 10 000 €
  • Card application 0 €
  • Monthly fee 3,95 €
  • Interest starting from 15.9%
  • Contactless payments
  • Partner offers
  • Free delivery
  • Online shopping
  • Limit increase free of charge
  • Immediate pickup at the office
  • First payment july 2025
White card

white card

Every purchase guarantees 2% cashback
  • Credit limit up to 10 000 €
  • Card application 0 €
  • Monthly fee 0 €
  • Interest starting from 23.9%
  • Contactless payments
  • Partner offers
  • Free delivery
  • Online shopping
  • Limit increase free
  • Immediate pickup at the office
  • First payment september 2025

How to order a credit card?

  1. Submit an application
  2. Review your offer
  3. Your credit card is on its way
Ordering a credit card from Smsraha.ee is easy!