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Motorcycle loan for buying or repairing your bike!

Who doesn't love an adrenaline-filled life? Riding a motorcycle or snowmobile? And who among young people wouldn't want to buy their first car as a sign of entering adult life? A motorcycle loan helps finance the renewal of your vehicle fleet or purchase of your first vehicle. The credit can be used according to individual needs, meaning that in addition to purchasing a motorcycle, you can also buy appropriate equipment or even use the loan amount for restoring a vintage car.

A motorcycle loan is an extremely convenient option for acquiring your own vehicle. Unlike leasing, where the vehicle is registered under the bank's name, when using a motorcycle loan, the new vehicle belongs to its owner, who can pay it off over time. Additionally, a motorcycle loan differs from leasing by being easy to apply for through our self-service system, with the decision known within an hour—no bureaucracy involved. In case of approval, the loan amount will be credited almost instantly.

The distinctive feature of a motorcycle loan is favorable lending conditions, which do not require collateral or guarantor, nor does obtaining a loan assume any down payment. Other terms are similar to those of small loans: anyone living in Estonia aged 21 years old or older, having stable income and no current payment arrears, may apply for a loan.

Note that a new client can obtain their first loan up to 10 000 € for up to 6 months at 0%, i.e., free of charge. For example, borrow 2000 € and repay 2000 €. Find out more about the "First Loan" campaign on the Terms page.