Everyone needs a break from time to time and an opportunity to escape everyday routine. The ideal way to rest both body and soul is to travel, where one can experience new cultures and tastes, gain unforgettable impressions, and replenish positive energy. If your heart yearns for traveling but the wallet doesn’t allow it, taking out a travel credit might be the solution.

A travel credit is a small collateral-free loan that helps cover both planned expenses and unexpected costs, providing additional funding to fully enjoy your vacation. For example, if during your trip there are unexpected expenses such as a rental car deposit, this amount will also be covered by the travel credit. You can use the credit amount to book accommodation or buy necessary clothing suitable for the climate of your destination country, travel essentials, flight tickets. There are no restrictions on how you spend the money from the travel credit, meaning you can use it according to your own needs and desires.

Travel credits have favorable terms: they don’t require any down payment, collateral, or guarantor. Additionally, applying for a travel credit is very easy and fast: you can submit an application via our website, and receive a response within an hour. This means you could apply for a credit and start your journey all on the same day. However, it's important that potential borrowers familiarize themselves with the credit conditions, have stable income, be at least 21 years old, and not have any overdue payments.

Note that new clients may take their first credit up to 10 000 € for a term of up to 6 months at 0%, i.e., free of charge. For instance, borrowing 2000 € and repaying 2000 €. Find more details about the “First Credit” promotion on the Terms page.