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Repair credit for home renovation and furnishing

A repair credit comes in handy in case of unexpected and significant expenses related to home renovation, roof renewal, or dacha refurbishment. It can also serve as a furniture financing option if necessary household appliances break down, such as a broken refrigerator requiring immediate replacement. A repair credit can be used for various purposes.

A repair credit is a flexible and convenient way to spread large expenses over a longer period. If the amount needed for repairs exceeds the budget, its repayment can be distributed over a longer period using favorable credit terms. No collateral or guarantors are required for a repair credit. Additionally, no initial deposit is required during credit application, making it extremely flexible and convenient.

Taking out a repair credit is a serious decision, which is why we recommend planning your expenses and creating a budget before applying to understand how much additional funding is needed. Repair credit can be applied for in amounts ranging from 500 to 10 000 euros with a repayment term of up to 60 months. The application process is simple and quick through self-service online, with a response within one hour. Upon approval, the credit amount arrives at your bank account almost instantly.

Note that new clients may obtain their first credit up to 10 000 € for up to 6 months at 0% interest rate, meaning it’s completely free. For example, borrow 2000 € and pay back exactly 2000 €. Find more details about the “First Credit” promotion on the Terms page.